Blocked Account Requirements for Studying in Germany: Do You Really Need One?

To study in Germany, all the international students need to have a blocked account before taking admission in a public university with a certain amount of money for the proof of your financial support. There is a sort of confusion among the international students regarding the use of a blocked account if studying abroad in a country like Germany allows the tuition fees to be waived. 


Does every student need to have this blocked account? Why are specifically international students required to have this account? So how can you make sure that you do it well to study in Germany? We will know about all this in detail and learn about a blocked account in Germany.

Understanding the Blocked Account to Study in Germany

A blocked account is a type of account that international students need to open before their visa application and admission into a public university. A blocked account, which is also called a Sperrkonto in Germany, is necessary for international students since it allows them to prove their financial status to stay and study in Germany, completing their higher education.

Why Do International Students Need to Have a Blocked Account?

All the international students, including Indian students, are required to open a blocked account to prove that they are financially sufficient to sustain themselves while pursuing their higher education in Germany. The public universities allow international students to have their education fees waived (tuition fee), but they have to pay for other expenses such as accommodation, food, or transportation, including other miscellaneous expenses of their choice.


Also, in order to study in Germany, all the international students must apply for a blocked account since it is also used in your visa application. It is a necessary requirement by the authorities in Germany since they want to make sure that you will be able to focus on your studies well without having to worry about the expenses, which is why it is called a “blocked account”.


It is called a “blocked” account because it restricts students from withdrawing the entire amount at once for their sustenance. The students can withdraw a particular amount of money per month so their financial situation is not hindered by any means.

The Requirements to Open a Blocked Account for Germany

One of the very first requirements to open a blocked account in order to study in Germany is depositing a minimum amount of €11,904 for a year, and the monthly amount is limited to €992 for the expenses. If a student falls into one of these categories, they are required to open a blocked account:


  • A non-EU (European Union) resident

  • Outside the European Economic Area (EEA)

  • Does not have any sponsor or scholarship

Can You Study in Germany Without a Blocked Account?

Yes, international students can study in Germany without having a blocked account. This includes having one of the following alternatives as the proof for your financial support:


  • A declaration of commitment (Verpflichtungserklärung) from a German resident to pay for your expenses while studying in Germany

  • A full scholarship from a recognised German organisation

  • Proof from the parents that they can provide for your funds with their verified income documents/statements



Conclusion

It is necessary to open a blocked account for all the Indian students pursuing their higher education in Germany, especially at a public university since the tuition fee is waived, but students still need to cover all their other expenses. The amount of money to be deposited is fixed at €11,904 for the entire year, which makes €992 the monthly amount accepted for you to withdraw from the account. A separate current account is opened to withdraw the monthly amount for expenses. This current account can be opened by the same provider who opened the blocked account.


If you want to learn more about opening a blocked account to study in Germany, contact Education Vibes and get the full insights.

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